Gigadat sends a unique security answer via SMS (standard data and message rates may apply) or email for each withdrawal. Check your profile under the merchant’s website to ensure you have your current email and mobile number listed.
Gigadat will send you an email once the withdrawal request is received. The security answer will be sent when Gigadat processes the withdrawal. The e-Transfer notification to accept the funds will be next the next day.
Cut and paste the answer we send you into the e-transfer notification when prompted.
The e-transfer will be canceled if you answer the security answer incorrectly three times. The funds will be returned to the merchant and should be automatically credited back to your online account with the merchant within 24 hours. You can start a new request with the merchant at this point.
Yes. The availability of the Autodeposit feature, along with the experience to register, will vary by the financial institution that you use. To register for Interac e-Transfer® Autodeposit, log into your online or mobile banking account and go to your Interac e-Transfer® profile settings. Once there, add the identifier (email address or text) you want to be associated with Interac e-Transfer® Autodeposit and select the account into which you want funds deposited. You will receive a request to verify registration. The next time someone sends funds to the identifier registered, the money will be deposited directly into your account without the need to answer a security question.
Interac e-Transfer® is a fast, secure, and convenient way to send money to anyone in Canada using online banking. The participating financial institution transfers the money using established and secure banking procedures. Transfers are almost instant but can take up to 30 minutes, depending on your bank or credit union.
How Interac e-Transfer® works:
When you send money using Interac e-Transfer®, an email is sent to the recipient typically within 1 minute, though some notifications may take up to 30 minutes. The notification to your recipient includes instructions on how they can deposit the funds. If the recipient has set up auto-deposit, the funds will be automatically deposited to their designated account. Otherwise, they’ll be provided with a link and directed to log into their financial institution’s online banking service or app, answer the security question you created when sending the transfer, and then deposit the money into their account.
Request money is a feature of Interac e-Transfer® that allows you to request money from a business with an email address and a bank account at a participating Canadian financial institution. If your recipient accepts your request for money, you’ll receive an email from Interac®, letting you know the funds have been deposited into your account.
When on our merchant’s site, you will click on the Interac e-Transfer® Request Money option, after you select the amount of deposit a new window will open, asking you to confirm your email address and phone number. You will then receive an email or SMS message that states: Interac e-Transfer®: Gigadat Inc. sent you a request for money. You have the option to click on your financial institution or decline request.
